Buying a Home

Navigating the path to homeownership can feel overwhelming. But don’t stress — our legal team will make the process easier.  

Preview Your Documents at Your Pace: Take the stress out of the process by reviewing your closing documents from the comfort of your home before your appointment.  

Detailed Title Review – No Surprises: We’re here to break it down for you. Let’s chat about any charges tied to the property you’re eyeing to make sure there are no unexpected surprises down the road. 

Triple Check for Title Clarity: We’re thorough when it comes to titles. In fact, we triple-check the title of your new home, ensuring you won’t be stuck with any of the seller’s debts and an extra layer of assurance. 

Timing is Everything: Once those subject conditions are removed, we like to work with a minimum of seven business days from receiving your completed Contract of Purchase and Sale to the Completion date. It’s all about keeping things running smoothly. 

Property Transfer Tax (PTT): Closing costs can be a bit of a maze, but we’re here to help you navigate. The Property Transfer Tax (PTT) is calculated on the fair market value, usually the purchase price. It’s 1% on the first $200,000 and 2% beyond that. Need to know exactly what you’ll pay? Check out our online Property Transfer Tax Calculator here.

First Time Home Buyer Heads-Up: Important to note – both the Canada Mortgage and Housing Corporation (CMHC) and the Provincial Property Transfer Tax (PTT) have their own rules for determining your status as a First Time Home Buyer. We can help you understand the ins and outs. 

Ready to dive into the exciting world of homeownership? We’re ready to guide you through every step.